In today’s digital age, managing money is more convenient and easy than ever, thanks to platforms like Cash App.
However, if you have unused gift card balances, you may wonder how to turn them into functional funds for your Cash App account.
The good news? It’s entirely possible to Transfer Money from Gift Card to Cash App using these simple methods I will show you.
Here on this page, I will share with you the process of transferring money from a gift card to your Cash App account.
Whether it’s through direct methods or trusted third-party services, we’ll cover every step, address common challenges, and ensure your transfer is seamless and secured.
Let’s unlock the potential of your gift cards and transform them into usable funds today.
Overview Of Cash App
Cash App (formerly Square Cash) is a digital wallet service for American consumers.
Launched by Block, Inc. in 2013, it allows users to send, receive or save money, access a debit card, invest in stocks or bitcoin, apply for personal loans, and file taxes.
As of 2025, Cash App reports 60 million users and $14.7 billion in annual revenue.
Understanding Gift Card to Cash App Transfers
To successfully transfer money from gift card to Cash App, it’s essential to understand how the process works and what’s required.
Types of Compatible Gift Cards
Not all gift cards can be directly transferred to the Cash App.
Prepaid gift cards like Visa or Mastercard-branded ones are more likely to work than store-specific cards.
Always check the card’s terms and conditions.
Cash App Transfer Requirements
- An active Cash App account linked to a bank or card.
- A valid, unexpired gift card with a sufficient balance.
- Any necessary verification for your Cash App account.
Benefits of Transferring Gift Card Balances to Cash App
- Centralized Funds: Easily manage your finances by combining gift card balances with your Cash App wallet.
- Convenient Payments: Use your balance for bills, purchases, or money transfers.
- Secure Transactions: Cash App ensures your financial data remains encrypted and protected.
Step-by-Step Methods To Transfer Money From Gift Card To Cash App
Here’s how to transfer your gift card balance to Cash App, using either direct or third-party methods.
Before starting, confirm the card balance and read any terms about transfer fees.
Certain transfers might involve additional charges or limitations.
First Method: Direct Transfer Method
1. Install and Set Up Cash App
- Download the Cash App on your device using either Google Play store or Apple store and create an account if you don’t already have one.
- Link a bank account or debit card for added functionality.
2. Link Your Gift Card
- Open the Cash App and navigate to the “Banking” or “Wallet” section.
- Select “Add Debit or Credit Card” and enter your gift card details (card number, expiration date, CVV, and ZIP code if required).
3. Initiate the Transfer
- Access the Cash Out option to transfer the gift card balance to your Cash App wallet.
4. Verify the Transfer
- Check your Cash App balance to ensure the funds are successfully credited.
Second Method: Third-Party Services Method
If the direct method doesn’t work, trusted third-party services can help convert gift cards into cash, which you can then add to the Cash App.
1. Select a Trusted Platform
- Sites like ApexPay or GiftCardsToNaira allows you to sell or exchange gift cards for cash.
2. Conversion Process
- Create an account on the platform.
- Enter your gift card details and receive an offer.
- Accept the offer to receive funds through PayPal or bank transfer, which can then be added to Cash App.
3. Fee Considerations
- Be aware of small service fees that these platforms may charge.
4. Safety Measures
- Use only reputable services and verify user reviews to avoid scams.
Exchange Your Gift Card For Cash
Gift card trading platforms like ApexPay save the day here and this is the best trading platform to exchange gift cards to Cash.
In a few minutes, you can easily sell your gift card for cash on the ApexPay website or Mobile app.
Follow these outlined steps below to quickly do that:
- Create an account on ApexPay and verify your account.
- Log in and select the Sell Gift Card option.
- Select the gift card category e.g. GameStop.
- Enter the amount and quantity you want to sell.
- Upload the image of the gift card. In the case of an Ecode, type it out in the comment field.
- Proceed and complete the trade. Your bank account will be credited once the transaction is approved.
Adding Funds To Your Cash App
Follow these steps below to add the funds to your Cash App.
- Log in to the Cash App on your device.
- Tap on the “Balance” tab at the bottom of the screen.
- Select the “Add Cash” option.
- Type in the amount you got from the gift card exchange.
- Confirm the transaction. Once done, the fund will be added to your Cash App balance.
Use PayPal to Transfer Money From Gift Card To Cash App
The process here is to link your gift card to PayPal and then transfer the funds from PayPal to your Cash App account.
- Create an account on PayPal and log in.
- Scroll to the “Wallet” section.
- Click on the + icon above the Add Credit Card section.
- Add your gift card details and confirm the lining process.
- To transfer the funds; Log in to your PayPal account and click on the “My Cash” tab.
- Click on the “Add Cash” option.
- Select the “Add from PayPal” option.
- Input the amount you want to transfer from your PayPal to Cash App.
- Once it’s processed, the fund will be added to your Cash App.
Tips for Successful Transfers From PayPal To Cash App
Check the Gift Card Balance:
Always confirm the remaining balance on your gift card to avoid errors during the transfer.
Avoid Common Mistakes:
- Ensure you input accurate card details.
- Avoid expired or invalid cards.
Transfer Timing Considerations:
Perform transfers during business hours for quicker processing, especially when using third-party services.
Fee Optimization Strategies:
Choose methods with lower fees to retain as much of your gift card balance as possible.
Troubleshooting Common Issues With Money Transfers To Cash App
Transfer Declined Solutions:
- Ensure the card is compatible with Cash App or the chosen third-party service.
- Double-check the entered card details.
Balance Verification Problems:
- Contact the card issuer to resolve discrepancies.
- Use the issuer’s online tools for accurate balance checks.
Authentication Issues:
- Verify your Cash App account for successful transactions.
- Update your app to the latest version.
Customer Support Options:
Reach out to Cash App’s support team or the gift card issuer for assistance.
Safety and Security Measures With Transfers To Cash App
- Protecting Your Information: Never share card details with untrusted platforms or individuals.
- Recognizing Legitimate Services: Verify URLs, customer reviews, and security certifications before using any third-party service.
- Avoiding Scams: Be cautious of deals that seem too good to be true or require excessive personal information.
- Best Practices for Secure Transfers: Always use secure connections and avoid public Wi-Fi when handling financial transactions.
Frequently Asked Questions On How To Transfer Money From Gift Card To Cash App
1. Can I transfer Money from any Gift Card to Cash App?
Not all gift cards are compatible. Prepaid cards with Visa or Mastercard branding are most likely to work.
2. What fees apply to Transfers?
Fees vary depending on the method – direct transfers via Cash App are often free, while third-party services may charge a small percentage.
3. How long does the Transfer Process take?
Direct transfers are usually instant. Third-party services may take up to 1–3 business days.
4. Are there transfer limits?
Cash App has daily and weekly transaction limits, which may apply.
5. What if my transfer fails?
Check your card balance, ensure details are correct, and contact customer support if issues persist.
6. Can I reverse a completed transfer?
Once a transfer is completed, it cannot typically be reversed. Confirm details before proceeding.
Conclusion
Converting unused gift card balances to Cash App funds is an excellent way to make the most of your digital wallet.
Whether through direct methods or trusted third-party services, this guide provides everything you need to get started.
Always prioritize security and choose reliable platforms for a hassle-free transfer.
Ready to unlock your gift card’s potential? Then start your transfer today and make the most out of your Cash App experience.
This is all you need to know on How to Transfer Money from Gift Card to Cash App in Nigeria 2025.
Enjoy!
