APEXPAY or its subsidiaries or affiliated companies. In addition, where more
detailed information is needed to explain our privacy practices, we post
supplementary privacy notices to describe how particular services process personal
We understand that in the course of delivering our numerous products/ services to you via the net, we will come across certain information pertaining to your good self which, to our mind, are purely personal and may even be classified information but for the existing relationship which dictates that you shall either fill them in and/or divulge same in order to be linked to our site. APEXPAY will handle the information in this manner:
When you sign up for any APEXPAY Service or promotion that requires registration, we
ask you for personal information (such as your name, email address and an account
password). For certain services, such as our payment services, we require your debit
or credit card information. We typically do not store this information and when we
do, we maintain the data in encrypted form on secure servers. We may combine the
information you submit under your account with information from other third parties
in order to provide you with a better experience and to improve the quality of our
services. For certain services, we may give you the opportunity to opt out of
combining such information.
When you access APEXPAY, our servers automatically record information that your browser sends whenever you visit a website.
When you send email or other communications to APEXPAY, we may retain those communications in order to process your inquiries, respond to your requests and improve our services.
APEXPAY Data Protection Policy refers to our commitment to treat information of employees, customers, stakeholders and other interested parties with the utmost care and confidentiality. With this policy, we ensure that we gather, store and handle data fairly, transparently and with respect towards individual rights.
This policy refers to all parties (employees, customers, suppliers, Merchants etc.) who provide any amount of information to us. Who is covered under the Data Protection Policy? Employees of our company and its subsidiaries must follow this policy. Contractors, consultants, partners and any other external entity are also covered. Generally, our policy refers to anyone we collaborate with or acts on our behalf and may need occasional access to data.
As part of our operations, we need to obtain and process information. This
information includes any offline or online data that makes a person identifiable
such as names, addresses, usernames and passwords, digital footprints, photographs,
social security numbers, financial data etc. Our company collects this information
in a transparent way and only with the full cooperation and knowledge of interested
parties. Once this information is available to us, the following rules apply. Our
data will be:
Accurate and kept up-to-date Collected fairly and for lawful purposes only Processed by the company within its legal and moral boundaries Protected against any unauthorized or illegal access by internal or external parties
Money laundering is the attempt to conceal or disguise the nature, location, source,
ownership or control of illegally obtained money. Money laundering is most commonly
associated with tax avoidance. However, other individuals may attempt to launder
money in order to conceal their identity or finance their operations. ‘Suspicious
activity’ is a very difficult concept to define because it can vary from one
transaction to another based upon all the circumstances surrounding the transaction
or group of transactions. For example, transactions by one customer may be normal
based on our knowledge of that customer and their pattern of activity, while similar
transactions by another customer may be suspicious.
Many factors are involved in determining whether transactions are suspicious including the amount, the nature of the transaction and frequency of deposits/withdrawals from the system. APEXPAY Global Services is committed to fighting money laundering and complying fully with anti-money laundering laws in the Nigeria. We understand that we have responsibilities to help fight the global battle against money laundering and our commitment will supersede all other privacy obligations contained in our policies. Accordingly, APEXPAY Global Services will take all reasonable and appropriate steps to prevent persons engaged in money laundering, fraud, or other financial crimes from utilizing our products and services. Our AML policies, procedures and internal controls are designed to ensure compliance with all applicable BSA regulations and FINRA rules and will be reviewed and updated on a regular basis to ensure appropriate policies, procedures and internal controls are in place to account for both changes in regulations and changes in our business. Key components of our AML and CTF framework include the following:
The trading of digital assets, mostly virtual, as well as for cryptocurrencies,
involves significant risk. Prices can and do fluctuate quite often. Due to such
price fluctuations, you may increase or lose value in your assets at any given
moment. Any currency - virtual or not - may be subject to large swings in value and
may even become worthless.
You should carefully assess whether your financial situation and tolerance for risk is suitable for buying, selling, or trading Ptestmit.com.
A lot of suspicious activities is involved in trading digital assets, by using APEXPAY.com, you have pledged and agreed that your asset is from a legitimate source, and if otherwise, any issue, or situation, arising from the misuse of our service will be legally dealt with and every required information will be provided to the investigating body.
Our banking providers DO NOT make cross-border payments or make use of any third-party clearing or exchange system.